ASU - Accident, sickness and unemployment insurance a few basics for you

Accident, sickness and unemployment (ASU) will ensure that you have a monthly income if you can not work if you can not work for some reason - for example, laid off or have an accident.

This range may also be known as mortgage payment protection insurance (MPPI) and the monthly payment is likely to cover the mortgage payments as well, however, the benefits are paid only for one or two years as the Most Applicants can find a job again after today.

They actually can claim state benefits if you are unemployed, but not much. Also, if you are unable to work due to accident or illness, getting state benefits you may wish to complete their assessment of the ability to work to prove that they are suitable for the job.

Accident, sickness and unemployment insurance is the best way to maintain your current standard of living if you can not work.

There are several different combinations of rules - you can purchase accident and sickness only, unemployment only or all three. There will be a waiting period (sometimes known as the time delay) with ASU, which is the time you should wait before receiving their benefits. You can choose to wait 30, 60 or 90 days, but of course it will affect your monthly premium rate.

ASU insurance does not cover sickness or accident. For example, the stress and back problems are not covered and no AIDS-related diseases or conditions associated with normal pregnancies. Similarly, drug or alcohol abuse problems that are not covered. You may also find it difficult to get insurance if you have a dangerous job.

Unemployment insurance premium is generally not high (with some policies that pay less than £ 10 per month), although it is best to discuss your options with a trusted insurance agent, and look around for the best deals. As you noticed, there are many choices available to customers, and make sure your policy meets your needs.

If you are between 18 and 60 years, and you are a United Kingdom resident, then you can request a specific income, but should be in regular employment for at least 16 hours a week.